Buying a House

I’m in the process of buying a house. The options are enough to make you go crazy. 3 bedrooms. 2 baths. Oh wait that’s 1.5 baths. 1200 square feet. Big lot. Small lot. Is there hardwood or is that laminate? What about the crime rate? I think someone’s car was stolen in that area.

I can afford $110k right? But $125k houses look like a lot better value and it’s only like $75/month more. Can I afford $75/month?

What is my credit score? What IS a credit score?

Then there are “fixer upper” options. They’re $80k but need $25k+ of work. Can I get a loan for that? With the allure of thousands of dollars in profit over the course of a few years, a few (hundred) hours of sweat equity seems worth it.

Yesterday I was talking to Rusty at work and his advice was helpful. Continue reading “Buying a House”

Interview: Africa in 2013

blessing_41Recently we were talking about what smart people expect to happen with Africa in the world economy. Since I’m not African, I reached out to my friend Blessing Mpofu from South Africa. He can’t speak for the whole continent, but was willing to share his thoughts into what is really inspiring people these days.

Blessing’s response helped me understand a little bit more about how our friends in Africa are thinking.

Here’s the interview: Continue reading “Interview: Africa in 2013”